How much car insurance do you need?
Car insurance is an important part of your financial plan, but how much car insurance do you need? Your state’s minimum requirements for car insurance could provide a baseline, but it might not be enough to protect you against devastating expenses if you cause an accident. Even after determining your coverage, the cost could be another factor. The average cost of car insurance is $1,771 per year for full coverage and $545 per year for minimum coverage, according to Bankrate analysis of premium data from Quadrant Information Services. However, that doesn’t mean car insurance has to be expensive. Bankrat editorial team can help you understand how car insurance works and what strategies you can use to find the best policy for your needs and budget.
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