Factors to consider when comparing quotes
When comparing car insurance quotes, make sure that you are making apples-to-apples comparisons. Comparing quotes for different levels of coverage will not give you an accurate idea of which company can offer you a lower premium. Because each company is different, you may not be able to get a quote for exactly the same coverage, but the closer the quotes, the more accurate your comparison will be. An example of an apples-to-apples comparison would be getting quotes from Progressive and State Farm for the same coverage levels, plus roadside assistance and gap coverage.
You might also want to compare any policy features that appeal to you, like a mobile app or company-specific discounts that might help you save money. Additional features to consider are a company’s financial strength scores from companies like AM Best and customer satisfaction
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