Real-time driving scores
One of the biggest innovations in recent years has been the use of telematics. Telematics is technology that monitors vehicles in real-time through GPS. It also monitors driving habits such as speed, hard turns, and braking. Tesla provides drivers with near real-time safe driving scores. Telematics technology is becoming more widely used by major insurers including Nationwide, State Farm, Allstate, Progressive, and Geico.
According to Kelly Hernandez, Associate Vice President of Personal Lines Telematics at Nationwide, more consumers are taking advantage of "usage-based capabilities and are saving money as they take more control over the prices of their insurance protection
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