අපේ මදුසමය තුන​ ape madusamaya thuna sinhala wal katha Outlook for auto insurance in 2022

  Outlook for auto insurance in 2022




Increasing damage severity: Insurers should expect higher claims, on average. In modern cars, sensitive technologies such as cameras and radar are mounted on the exterior, such as in the bumper. An accident that might have caused minor cosmetic damage to an older car can leave a modern one undrivable, because of damage to these sensors. So, not only will claim size grow, but motorists will require roadside assistance more often to tow their cars.

Additionally, because people own older cars, on average, it’s more likely that there will be a breakdown that will initiate a claim.

Roadside assistance: While it’s not the largest type of claim by amount, roadside assistance is by far the most common claim by volume, which means that it has an outsized effect on customer relationships and an auto insurer’s NPS. The last two years of extremely volatile traffic volume have had an enormous impact on the towing industry.




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