How Much Does Insurance Go Up After an Accident?
An accident affects your car insurance rates for three to five years on average, although this varies by state and insurance provider. Even if it was a minor crash, insurers perceive you as a greater risk and will almost always increase your rates
To give you a better idea of how much more you’ll pay after an accident, NerdWallet compared average car insurance rates nationwide for 35-year-old drivers with a recent at-fault crash to those with no recent accidents, keeping all other factors the same. We used full coverage
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