Are auto insurance rates higher in 2022?
If you’re in an accident and considered at-fault, there’s a good chance your auto insurance premiums will rise. Since your driving record is a big factor in determining your premiums, causing an accident usually means a rate increase when you renew the policy or shop for a new one.
Accident forgiveness coverage helps policyholders keep their rates down. Some insurance companies add this coverage automatically, while others offer it as an add-on coverage option (that you pay for) or a combination of both
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