Additional coverage options
Most auto
insurance companies offer additional coverage options that some policyholders
may want to take advantage of. These are not usually required by the state, but
could help to create a policy that fits your unique needs. Some common add-on
coverages include:
Roadside
assistance coverage: This pays for towing and service calls if your car breaks
down. It does not pay for the vehicle to be repaired. If you drive frequently,
this may be an option you should consider.
Car rental
coverage: This option covers the cost of a rental car (up to your policy’s
limits) if your vehicle is not driveable due to a covered incident. If you do
not have another vehicle you could drive, this could be a good endorsement to
add.
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