Are all auto insurance policies
affected?
The premium
increases you see on your own policy will depend on a number of factors,
including the state you live in, your driving history and the type of vehicle
you own. Not all companies are increasing rates in all states. For example,
USAA is lowering its rates by an average of about 1% for just over 100,000
policyholders in Massachusetts, according to data from S&P, and about 47,000
Tennessee policyholders with Nationwide could see a modest .4% decrease.
However, one of the most important factors when considering rate increases is
your coverage level.
Rate
increases can impact your policy regardless of coverage types and levels, but
each factor impacts your premium differently. For example, the factors that
increase vehicle costs, like inflation and supply chain issues, are likely to
increase the cost of your property damage liability and collision coverage
because these coverage types deal with paying for vehicle damage.
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කොටස් සියල්ල මෙතනින්
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