It’s possible to get a lower rate after an accident
Shopping
around after an accident is the best way to ensure you are getting the cheapest
rate, and our analysis shows why:
Shopping for
the cheapest car insurance after a crash could save you big. Our analysis shows
that shopping for the cheapest possible rate after a crash could potentially
save you more than $1,350 a year, depending on your state.
No single
car insurance company is cheapest for everyone. Across all 50 states and
Washington, D.C., 23 different insurers tied for cheapest option after an
accident.
The cheapest
insurer before an accident may not be the cheapest afterward. In about half of
the states we looked at, some drivers who were insured with the cheapest
company available would need to switch insurers to continue getting the lowest
possible rates after an accident.
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