How to find cheap car insurance after an accident
Shopping
around is the best way to find the cheapest rate, but there are other ways to
ensure you are getting the lowest rate possible. You may be able to lower the
rates on your current policy by:
Raising your
deductible, which is the amount reduced from a potential claim check from
comprehensive or collision insurance. This will cause a greater out-of-pocket
cost to repair your own car if you get into an accident in the future.
Adding
discounts to your policy could help offset the increase in your rate from the
accident. Check with your insurer or agent to see if any more are available to
you.
Improving
your credit. While improving credit is a long-term strategy, a healthy credit
report will likely result in a more affordable car insurance rate in most
states.
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