දඬුවම දෙක daduwama deka sinhala wal katha

 2022 Outlook For Car Insurance Buyers




An uptick in speeding since the pandemic, record-breaking numbers of fatal crashes and increasing claims costs are likely to mean higher overall car insurance rates in 2022.

Arity, a mobility data analytics company owned by Allstate, found that time spent at speeds over 80 mph on trips is around 10% higher than pre-pandemic levels. Arity data also shows that nearly one out of every 20 miles driven is at speeds over 80 mph.

This lead-foot mentality is likely a factor in the spike in traffic deaths over the last year. The National Highway Traffic Safety Administration (NHTSA) found an 18.4% increase in fatal crashes in the first six months of 2021 compared to the same period in 2020. This was the highest percentage increase the NHTSA had on record.

Auto accidents at high speeds are much more catastrophic, leading to bigger insurance claim payouts. And claims usually cause drivers’ rates to rise as car insurance companies pass their increased costs on to customers in the form of higher rates—even customers who didn’t make any claims.




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