මගේ වයිෆ් හර්ශි දෙක mage wipa harshi deka sinhala wal katha What to do if you can't get car insurance

  What to do if you can't get car insurance




Motorists must not drive without their state's required minimum insurance. Doing so could lead to criminal penalties as well as devastating financial loss if an accident occurs.

Fortunately, there are coverage options for drivers who can't buy car insurance from traditional insurers. These include:

State-assigned risk pools: States provide an option of last resort for drivers who can't get conventional insurance coverage. They can join the state's assigned risk pool and will be assigned to an insurance carrier that works with the state. This may also have other names, such as a Joint Underwriting Association or shared market.

High-risk insurers: High-risk car insurance could be the best option for motorists turned down by conventional companies. These insurers specifically work with drivers who other insurers won't cover. While they typically charge high premiums, they can often provide more coverage than a state's assigned risk pool would.




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