Will auto insurance prices go back down?
They could. Car insurance rates rarely, if ever, remain the same from year to year. While we expect rates to increase on a broad level in 2022, premiums may drop again in the future as inflation returns to lower levels and supply chain issues are resolved.
Your individual premium is based on your personal rating factors, so the degree to which you are affected by the 2022 rate increases will vary. For example, you may see a rate decrease despite overall average rates rising. Your geographic location may have had a reduction in car accidents in the past year, resulting in fewer claims, or perhaps an at-fault accident or ticket you had in the past is old
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