Are all auto insurance policies affected?
The premium increases you see on your own policy will depend on a number of factors, including the state you live in, your driving history and the type of vehicle you own. Not all companies are increasing rates in all states. For example, USAA is lowering its rates by an average of about 1% for just over 100,000 policyholders in Massachusetts, according to data from S&P, and about 47,000 Tennessee policyholders with Nationwide could see a modest .4% decrease. However, one of the most important factors when considering rate increases is your coverage level.
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