Are auto insurance rates higher in 2022?
However, keep in mind that rates are highly personalized. Your premium depends on your individual rating factors like the type of vehicle you drive, your driving and claims history, and the coverage types and levels you choose. Mark Friedlander, the Director of Corporate Communications at the Insurance Information Institute (Triple-I), notes that “even if you don’t make a claim, an increase in the volume or cost of claims from other drivers can boost auto insurance rates for all consumers in your city or state.” While we predict that, in general, auto insurance rates will increase in 2022, the amount of increase you see (if any) will depend on your unique situation.
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