What Factors Influence My Car Insurance Quotes?
There are
several factors that play a role in car insurance quotes. Here are some of the
most common pricing factors:
Drivers with
a clean driving history will pay less than drivers who have traffic violations
and at-fault car accidents on their records. Car insurance companies tend to
look at the last three to five years of your driving history, depending on your
state.
The type of
car you drive impacts your quote. Certain safety features (like air bags and
rear backup cameras) and anti-theft features could help reduce your auto
insurance quotes.
Where you
live plays a significant role in rates. For instance, drivers in urban areas
tend to file more car insurance claims, which usually translates into higher
rates.
Younger and
inexperienced drivers (like teens) will pay more than drivers with years of
experience under their belts.
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