Uninsured/underinsured motorist coverage
This pays
for losses another driver should cover but can't because they don't have any or
enough insurance. Without this, a driver who was involved in an accident with
an uninsured motorist or with a driver who had no insurance could be forced to
pay for medical bills and vehicle repairs out of pocket.
A few states
require uninsured or underinsured motorist coverage. For example, in
Connecticut, drivers must have $25,000 per person and $50,000 per accident in
insured motorist coverage.
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