The Journey to Build the Auto Insurer of the Future
usage-based insurance (UBI) finally has come of age in the
U.S. insurance sector. Insurers have spent the last 20 years exploring the
potential of telematics with alternating curiosity, commitment and
disillusionment. Last year, 8.2 million U.S. auto policyholders shared their
driving data with an insurer, based on the research of the IoT Insurance
Observatory, a global think tank that has aggregated more than 100 players,
including Allstate, which has been a member since 2018.
Allstate is a leader in adopting telematics, according to
IoT Insurance Observatory data indicating that the company has over 2 million
continuous connections across all programs, representing almost 10 percent of
cars currently connected with an auto insurer at a global level.
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