How to lower your car insurance
Since moving
to another state may not be a feasible savings option and you cannot do
anything about your age, consider the other factors that go into determining
your car insurance premium. There are several ways you can lower your car
insurance, including improving your credit score, being a good driver and
seeking out discounts. Additionally, you can shop around at different insurance
companies to see which carrier will offer you the best rate. If you are in the
market for a new car, you can also get a quote for a couple different vehicles
to see which one might result in the lowest premium.
According to
the Insurance Information Institute, insured drivers with lower credit scores
generally file more claims and are therefore a higher insurance risk. Taking
the steps to improve your credit score may simultaneously improve your
insurance premium depending on your location, your insurance company, and how
drastically your score improves.