Does car insurance cover engine damage?
Car
insurance covers engine damage only if you have comprehensive car insurance.
Consider you have purchased car insurance cover and the car meets with a road
accident. The damages caused to the car will be covered under the car insurance
policy. Car insurance claim can be made only in case of engine damage caused
due to an accident.
On the other
hand, in case the car’s engine is damaged in case of negligence or regular wear
and tear then a car insurance policy will not provide coverage for the same.
Coverage will not be provided in case the car's engine is damaged due to
mechanical failure.
Car
insurance will not provide coverage for expenses that are not directly arising
out of accidental damages, theft or fire. However, if you want to cover loss or
damage caused to a car's engine, then you can opt for engine protection add-on.
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