Average car insurance costs by coverage type
The specific
kinds of car insurance coverage that make up your policy will also help
determine the price of your monthly premiums. A so-called full coverage auto
insurance policy includes comprehensive and collision coverage in addition to
liability.
Liability
coverage, which is the backbone of a policy, covers the costs if you injure
someone or damage their property with your car, while collision coverage covers
damage to your own car after an accident, even if you caused it, and comprehensive
coverage covers damage not from car accidents, like if a heavy tree branch
falls on your car.
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