ADAS FEATURE AREA OF INFLUENCE
A univariate
analysis is a reasonable indicator of the impact core ADAS features have on
overall loss cost. However, it does not capture the interaction between
different ADAS features. More often than not, a vehicle is equipped with
multiple core ADAS features. In fact, 92% of the vehicles with a core ADAS
feature from our industry sample have multiple core ADAS features. Therefore,
additional factors need to be considered. For this, we conducted a more
thorough multivariate analysis focused on frequency.
Among those
additional factors is the area of influence an ADAS feature has over a vehicle
to protect it against different types of collisions. We defined three areas of
influence for a vehicle: front, side and rear. ADAS features with front
influence protect the vehicle from hitting something in front of the vehicle
and avoiding front-to-rear collisions. Side influence monitors road markings,
lane markings, and vehicles in the adjacent lane to prevent running off the
road or side swiping other vehicles.
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