What is Passenger Cover in Car Insurance?
A standard car insurance policy does not provide coverage for passengers travelling in the insured vehicle. In case of an accident, there is a possibility of the passenger getting injured or disabled. In some cases, the accident can also lead to the death of the passenger. Insurance companies provide coverage to passengers at an additional premium. With this type of cover, you can insure up to 3 passengers, covering the medical bill, and permanent or total disability. The cover also provides compensation up to Rs. 2 lakhs in case of the death of the passenger.
Personal Accident Cover for Owner Drivers
Driver cover in car insurance is personal accident cover that protects the owner-driver against accident-related injuries; it also provides compensation to the nominee in case of unfortunate death of the owner-driver due to an accident. PA cover also provides coverage against disability caused due to an accident.
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