Use Mass Transit
When you sign up for insurance, the company will
generally start with a questionnaire. Among the questions it asks might be the
number of miles you drive the insured automobile per year.
If you use your vehicle to commute three hours to work
every day, you will generally pay more in insurance premiums than someone who
only drives one mile a day. If possible, try to use mass transit to rack up
fewer miles, keeping in mind that you will usually have to decrease your
mileage significantly before incurring a discount. Ask your insurance company
about the company’s different mileage thresholds, so your efforts won’t be
wasted.
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