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Friday, January 10, 2014

murali and sherina

                                                                                                       
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Wednesday, January 8, 2014

නිකම් ඇඳුම් ගන්න

යට ඇඳුමෙන් එයි...

          
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Monday, July 29, 2013

How Car Insurance Companies Handle Car Accident Claims

sri lanka car insurance article by chathumi dakshina


Immediately After the Accident
If you're involved in an accident, "The first thing to do is let your insurance company know you were in an accident and provide all the specifics of it," Salvatore says. "From the second of the accident, keep good records." Use your smartphone (or keep a notebook in your glovebox) and write down the time, date, plate number, make and model of their car, their registration information, license number, name, insurance company and contact information.
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If the police are on the scene, Salvatore says, take their names and badge numbers. Get the names of any witnesses and note whether emergency medical personnel were called. "Photos are helpful. Take pictures of the car and the license plate," she says. "If the claim is straightforward, you may not need any of it, but if a problem occurs, you need all the information possible." Again, with the prevalence of smartphones these days, this is all quite easy to do.
From filing the claim to resolving it, every insurance company's methods are different. However, the essentials of the process are fairly standard. You'll only see part of the process, though. All negotiations between insurance companies about payments and reimbursements will be carried on behind the scenes.
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please read this article our blog  please read this article our blog please read this article our blog
Filing Your Claim
As with Cutler's case, it's standard for your insurance carrier to call soon after you report an accident. During that call, "We'll match the person to their policy, determine what happened in the accident, find out about any injuries, the extent of damage to both vehicles and get some demographic information," says Mike Flato, a process business leader for Progressive Insurance. "We'll make sure everyone is OK; if not, what happened and then who'll handle the medical claims."

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After a claim is filed, your insurance company assigns you a claims adjustor, who is your contact from then on. Adjustors coordinate teams that look at medical reports, investigate the accident, speak with witnesses, view the scene, examine the vehicle damage, manage all the repairs and any medical treatments, check all coverages (how much your policy pays for medical injuries and property damages) and ultimately determine fault.
"The claims process is the business of the insurance company," says Salvatore. "Every situation is different, and the better organized you are, the easier the claims process is."
While adjustors work, medical treatment and auto repairs start immediately, with each insurance company covering its own driver's injuries and property damages. This process of "making you whole" is known as indemnification. Your insurance company indemnifies you, not the other way around. Later, after the insurance companies assess fault, they will negotiate to determine which one will reimburse the other for claims paid.
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please read this article our blog  please read this article our blog please read this article our blog
 

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Simple Ideas to Get the Right Florida Automobile Insurance

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this article posted by chathumi dakshina

If you need to get the right Florida auto insurance quotes, you have to review your existing car insurance policy, contact a minimum of 3 automobile insurance agencies, provide the company with precise personal information, increase the insurance deductible amount, and inquire what discounts are given by the corporation.
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online auto insurance

If you are a resident of Florida and desire to get your automobile insured, make sure you invest time to look around. You might find important savings if you take a look at some Florida Car Insurance Quotes. Here are tips that can help you get the auto insurance quote that's great for your spending budget and also matches your auto insurance needs:if you want car insurance foe all vehicles.

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Make sure to evaluate your present car insurance plan to identify what form of coverage is included and examine whether you need it or not. Some automobile insurance quotes look into cases which are not necessary for your area. For example, there may be insurance coverage included that's meant for bad climate conditions which isn't practical for the warm climate of Florida.

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The next thing which you need to do is find a minimum of three insurance providers that can offer you with the insurance plan you need. The bare minimum for auto insurance in Florida is sufficient coverage for property damage liability and personal injury. Be sure that the insurance companies that you are researching are reliable and reputable. Find out what the prevailing selling price is for automobile insurance by inquiring the insurance agent entertaining you. Bear in mind that you will need to consider other aspects aside from the price of one coverage.

Provide the firm with accurate, private information

Once you know which insurance companies you are interested in, you need to provide them with specific personal data. Insurance companies require several details from their clients in order to think of a customized insurance quote. The firm might ask for your driving history and information about your automobile. Details such as your marital status, gender, and age will also be considered. Be sure that the details you give is accurate and timely so the generated estimates will also be specific.

Increase the deductible amount

You may be able to reap savings if you increase your deductibles. Try increasing the insurance deductible amount so that you can see how it affects the insurance coverage quote you get. The Insurance Information Institute states that insurance clients may be able to enjoy savings of around 15% to 30% from the total insurance coverage fee if they raise their deductible by $300.

Ask what discounts the firm offers

Be sure to ask about the possible ways of getting a discount from the corporation. Ask if discount rates for taking driving courses are available. Some insurance agencies can offer safe-driver discount rates which might be good to take if you have some problems with your driving history. Various insurance agencies also offer discount rates to customers who get auto insurance for over one car in their home or if customers buy safety gadgets for their automobile like automatic seat belts.

Taking sufficient time to find and compare different car insurance quotes will save you a whole lot of trouble in the event that you encounter inconveniences on the road.
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murali and sherina

                                                                                                       
                                                                                                          Read More

නිකම් ඇඳුම් ගන්න

යට ඇඳුමෙන් එයි...

          
       Read More


How Car Insurance Companies Handle Car Accident Claims

sri lanka car insurance article by chathumi dakshina


Immediately After the Accident
If you're involved in an accident, "The first thing to do is let your insurance company know you were in an accident and provide all the specifics of it," Salvatore says. "From the second of the accident, keep good records." Use your smartphone (or keep a notebook in your glovebox) and write down the time, date, plate number, make and model of their car, their registration information, license number, name, insurance company and contact information.
gindaralankablogspot gindaralankablogspot gindaralankablogspot gindaralankablogspot
please read this article our blog  please read this article our blog please read this article our blog
If the police are on the scene, Salvatore says, take their names and badge numbers. Get the names of any witnesses and note whether emergency medical personnel were called. "Photos are helpful. Take pictures of the car and the license plate," she says. "If the claim is straightforward, you may not need any of it, but if a problem occurs, you need all the information possible." Again, with the prevalence of smartphones these days, this is all quite easy to do.
From filing the claim to resolving it, every insurance company's methods are different. However, the essentials of the process are fairly standard. You'll only see part of the process, though. All negotiations between insurance companies about payments and reimbursements will be carried on behind the scenes.
gindaralankablogspot gindaralankablogspot gindaralankablogspot gindaralankablogspot
please read this article our blog  please read this article our blog please read this article our blog
Filing Your Claim
As with Cutler's case, it's standard for your insurance carrier to call soon after you report an accident. During that call, "We'll match the person to their policy, determine what happened in the accident, find out about any injuries, the extent of damage to both vehicles and get some demographic information," says Mike Flato, a process business leader for Progressive Insurance. "We'll make sure everyone is OK; if not, what happened and then who'll handle the medical claims."

gindaralankablogspot gindaralankablogspot gindaralankablogspot gindaralankablogspot
please read this article our blog  please read this article our blog please read this article our blog
After a claim is filed, your insurance company assigns you a claims adjustor, who is your contact from then on. Adjustors coordinate teams that look at medical reports, investigate the accident, speak with witnesses, view the scene, examine the vehicle damage, manage all the repairs and any medical treatments, check all coverages (how much your policy pays for medical injuries and property damages) and ultimately determine fault.
"The claims process is the business of the insurance company," says Salvatore. "Every situation is different, and the better organized you are, the easier the claims process is."
While adjustors work, medical treatment and auto repairs start immediately, with each insurance company covering its own driver's injuries and property damages. This process of "making you whole" is known as indemnification. Your insurance company indemnifies you, not the other way around. Later, after the insurance companies assess fault, they will negotiate to determine which one will reimburse the other for claims paid.
gindaralankablogspot gindaralankablogspot gindaralankablogspot gindaralankablogspot
please read this article our blog  please read this article our blog please read this article our blog